Health & Wellness
Annual Medical Insurance
Medical Insurance Fee
$700 per year provided by guard.me
Emergency medical insurance is mandatory for all international students at Lambton College. This includes students who are full-time and part-time and who are on a co-op. This insurance is provided by guard.me - a third-party insurance provider.
International students at Lambton College are not permitted to opt-out of the medical insurance fee, but this does not prevent students from purchasing additional coverage from other insurance providers.
To review the Benefit Summary that includes both emergency and non-emergency coverage, please refer to policy documents for guard.me at Lambton.
In Case of Emergency
Contact healthinsurance@cestarcollege.com in emergency situations. Annual ecards are sent to your myLambton email directly from guard.me.
Coverage Periods
Periods below are based on what term your studies began:
- Fall Term - Sep 1 - Aug 31
- Winter Term - Jan 1 - Dec 31
- Spring Term - May 1 - Apr 30
New Students
Coverage is effective 30 days before start of each coverage period for NEW students.
If students are arriving more than 30 days before their program starts, they are eligible to purchase additional medical insurance from guard.me. Early arrival is a one-time purchase only and cannot be purchased beyond the program start date.
Coverage Overview
Review the following for a quick overview of what your guard.me insurance coverage includes:
- Coverage does not include over-the-counter medication.
- Coverage is for registered students of Lambton College - coverage does not extend to spouses or children. Spouses and/or children may be added to your coverage for a supplemental fee.
- Guard.me does not - nor is it intended to - replace the coverage under the Ontario Health Insurance Plan for yourself or any member of your family.
- The guard.me policy is for emergency health care coverage during one's study period and includes only a basic package that is subject to change on an annual basis. Not all conditions are covered and prospective international students are strongly encouraged to review the coverage details before arriving in Canada. This will allow time to purchase additional coverage before departing your country if needed.
- Lambton College is not responsible for any of the costs of any form of health care services received or sought by the student.
- Tuition must be paid in full in order for the guard.me policy to be effective.
FAQ
Hear Lucia Quigley discuss some common questions she receives about the guard.me Insurance Coverage.
Clinics & Hospitals with Direct Billing
To search for a clinic or hospital that uses direct billing, please refer to the guard.me Clinic Search Page or select a location from the drop-down menus:
- MCI The Doctor's Office - Mount Pleasant (Walk-in)
- 245 Eglinton Avenue E
- Toronto, ON
- 416-488-1455
- Adelaide Health Clinic
- 1 First Canadian Place
- Toronto, ON
- 416-367-5200
- Mississauga Medical Centre (Walk-in)
- 3980 Grand Park Drive (in Rio Can Grand Park)
- Mississauga, ON
- 905-615-0107
- North York General Hospital
- 4001 Leslie Street
- North York, ON
- Open 24 hours
- Emergency Room
- 416-756-6000
- Open 24 hours
- Toronto General Hospital
- 200 Elizabeth Street
- Toronto, ON
- 416-340-3131
- Open 24 hours
- Sunnybrook Hospital
- 97 Hargrave Lane
- Toronto, ON
- 416-480-6100
Mental Health Support
Support for Students
Student can access keep.meSAFE - a global mental health support for students.
This support platform is accessible from anywhere in the world, day or night for mental health support. This includes crisis support from certified counsellors by phone or Android or IOS app.
Students can also access mental health and well being webinars on various topics throughout the term.
Suicide Crisis Helpline
If you or someone you know is thinking about suicide, call or text 9-8-8. Support is available 24 hours a day, 7 days a week through 9-8-8 Suicide Crisis Helpline.
- CMHA - Suicide Prevention Service
- Service available to anyone experiencing mental health problems, crisis, or thoughts of suicide
- Call - 1-833-456-4566
- Text - 45645 (4 p.m. - Midnight EST)
- Indus
- Indus is here to help international students with settlement counselling and orientation to Canada; employment opportunities and regulations; housing, healthcare and financial support; referrals to appropriate community resources,; assistance with documentation and form completion. Let us know what your needs are and we will support you. Locations in Mississauga, Brampton, and Oakville.
- 905-459-4776 x 239
- akhurana@induscs.ca
- Connex Ontario
- Connex Ontario provides free and confidential health services information for people experiencing problems with alcohol, drugs, mental illness, and/or gambling. We are funded by te Government of Ontario. Our information and referral services are live and answered 24/7.
- 1-866-531-2600
- Family Services Toronto
- Family Services Toronto helps people face a wide variety of life challenges. For almost 100 years, they have been assisting families and individuals through counselling, community development, advocacy, and public education programs. Services are available to everyone who lives and works in Toronto (including international students). Free counselling - Wednesdays at 355 Church Street - 3:30 p.m. - 7:30 p.m. (last registration is 6:15 p.m.)
- 416-595-9618
- sau@familyservicetoronto.org
- South Asian Women's Centre
- A voluntary, non-profit women's organization run by and for South Asian women. Supports South Asian women and empowers women to develop their social and cultural potential.
- 416-537-2276
- info@sawc.org
- 800 Lansdowne Avenue, Unit 1, Toronto ON
- Good2Talk
- Provides 24/7 confidential support services for post-secondary students in Ontario by phone or text messaging.
- Call 1-866-925-5454
- Text GOOD2TALKON to 686868
- Togetherall
- Provides online support community and is accessible 24/7 across Canada. Please use your student email to register and find peer support after hours.