Health & Wellness
Annual Medical Insurance
Medical Insurance Fees
$700 per year provided by GuardMe
Emergency medical insurance is mandatory for all international students at Lambton College. This includes students who are full-time and part-time and who are on a co-op. This insurance is provided by GuardMe - a third-party insurance provider.
International students at Lambton College are not permitted to opt-out of the medical insurance fee, but this does not prevent students from purchasing additional coverage from other insurance providers.
To review the Benefit Summary that includes both emergency and non-emergency coverage, please refer to policy documents for GuardMe at Lambton.
In Case of Emergency
Contact healthinsurance@cestarcollege.com in emergency situations. Annual ecards are sent to your myLambton email directly from GuardMe.
Coverage Periods
Periods below are based on what term your studies began:
- Fall Term - Sep 1 - Aug 31
- Winter Term - Jan 1 - Dec 31
- Spring Term - May 1 - Apr 30
New Students
Coverage is effective 30 days before start of each coverage period for NEW students.
If students are arriving more than 30 days before their program starts, they are eligible to purchase additional medical insurance from GuardMe. Early arrival is a one-time purchase only and cannot be purchased beyond the program start date.
Coverage Overview
Review the following for a quick overview of what your GuardMe insurance coverage includes:
- Coverage does not include over-the-counter medication.
- Coverage is for registered students of Lambton College - coverage does not extend to spouses or children. Spouses and/or children may be added to your coverage for a supplemental fee.
- GuardMe does not - nor is it intended to - replace the coverage under the Ontario Health Insurance Plan for yourself or any member of your family.
- The GuardMe policy is for emergency health care coverage during one's study period and includes only a basic package that is subject to change on an annual basis. Not all conditions are covered and prospective international students are strongly encouraged to review the coverage details before arriving in Canada. This will allow time to purchase additional coverage before departing your country if needed.
- Lambton College is not responsible for any of the costs of any form of health care services received or sought by the student.
- Tuition must be paid in full in order for the GuardMe policy to be effective.
FAQ
Hear Lucia Quigley discuss some common questions she receives about the GuardMe Insurance Coverage.
Clinics & Hospitals with Direct Billing
- MCI The Doctor's Office - Mount Pleasant (Walk-in)
- 245 Eglinton Avenue E
- Toronto, ON
- 416-488-1455
- Adelaide Health Clinic
- 1 First Canadian Place
- Toronto, ON
- 416-367-5200
- Mississauga Medical Centre (Walk-in)
- 3980 Grand Park Drive (in Rio Can Grand Park)
- Mississauga, ON
- 905-615-0107
- North York General Hospital
- 4001 Leslie Street
- North York, ON
- Open 24 hours
- Emergency Room
- 416-756-6000
- Open 24 hours
- Toronto General Hospital
- 200 Elizabeth Street
- Toronto, ON
- 416-340-3131
- Open 24 hours
- Sunnybrook Hospital
- 97 Hargrave Lane
- Toronto, ON
- 416-480-6100